15 YEAR FIXED MORTGAGES IN FORT MYERS FL

mortgage lender fort myers fl

Couple holding keys to newly purchased home

Joni Utnage - Your mortgage lender in Fort Myers FL
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

15 Year Fixed Mortgages In Fort Myers FL

Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless


This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan for your property in Fort Myers FL, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.


We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15−Year Fixed Rate Mortgage Qualifier.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The 15-Year Fixed Rate Mortgage Loan Process in Fort Myers Florida 


Here’s how our home loan process works:


  • Complete our simple 15−Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs. 

Get your FREE quote on a 15-year fixed rate mortgage in Fort Myers FL & save thousands of dollars per year.

CONTACT 

jutnage@topflitefinancial.com

Palm Harbor FL  Office

30522 US 19 N. Suite 107, 34684

(239) 232-8422


Sunday CLOSED

Monday 9AM-7PM

Tuesday 9AM-7PM

Wednesday 9AM-7PM

Thursday 9AM-7PM

Friday 9AM-7PM

Saturday 9AM-7PM

© 2024 Copyright by MortgageBrokerFortMyersFl.com.  All rights reserved. | Licensed to do business in the State of FL  | NMLS Consumer Portal | Privacy Policy



By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Joni Utnage and or Academy Mortgage Corp or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.

FHA approved lender - Joni Utnage – NMLS #: 689931-Top Flite Financial, Inc, NMLS#4181 is not affiliated with any government agency, including the VA, FHA, or the HUD.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

Joni Utnage,  NMLS# 689931, Top Flite Financial, Inc. NMLS#4181

Florida Residential Mortgage Licensee. Rates, prices, and programs are subject to change and the market conditions. All borrowers' information is kept confidential and has the ability to apply for a mortgage loan.

Equal housing lender.

Corporate office: Top Flite Financial, Inc 201 School St., Suite 200,  Williamston, MI 48895 NMLS#4181

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