FHA LOANS IN FORT MYERS FL

FHA Loans In Fort Myers FL

Couple holding keys to newly purchased home in Fort Myers Florida

Your mortgage lender in Fort Myers FL | Joni Utnage
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Why an FHA Loan?

Typically an FHA loan in Fort Myers Florida is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.

FHA Loans
In Fort Myers FL

Our FHA Loan Rates Are Low & Our Process is Quick & Painless


An FHA loan is a mortgage loan in Fort Myers Florida that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.


The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.


We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The FHA Loan Process


Here’s how our home loan process works:


  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs. 

Get your FREE quote on a FHA Loan with a mortgage lender in Fort Myers FL & save thousands of dollars per year.

CONTACT 

jutnage@topflitefinancial.com

Palm Harbor FL  Office

30522 US 19 N. Suite 107, 34684

(239) 232-8422


Sunday CLOSED

Monday 9AM-7PM

Tuesday 9AM-7PM

Wednesday 9AM-7PM

Thursday 9AM-7PM

Friday 9AM-7PM

Saturday 9AM-7PM

© 2024 Copyright by MortgageBrokerFortMyersFl.com.  All rights reserved. | Licensed to do business in the State of FL  | NMLS Consumer Portal | Privacy Policy



By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Joni Utnage and or Academy Mortgage Corp or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.

FHA approved lender - Joni Utnage – NMLS #: 689931-Top Flite Financial, Inc, NMLS#4181 is not affiliated with any government agency, including the VA, FHA, or the HUD.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

Joni Utnage,  NMLS# 689931, Top Flite Financial, Inc. NMLS#4181

Florida Residential Mortgage Licensee. Rates, prices, and programs are subject to change and the market conditions. All borrowers' information is kept confidential and has the ability to apply for a mortgage loan.

Equal housing lender.

Corporate office: Top Flite Financial, Inc 201 School St., Suite 200,  Williamston, MI 48895 NMLS#4181

Your cart is empty Continue
Shopping Cart
Subtotal:
Discount 
Discount 
View Details
- +
Sold Out