VA LOANS IN FORT MYERS FL

VA Loan with a mortgage lender fort myers fl

VA Home Loan with a mortgage broker in fort myers FL

Joni Utnage - Your mortgage lender in Fort Myers FL
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Why a VA Loan Loan?

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

VA Loans
In Fort Myers FL

Our VA Loan Rates Are Low & Our Process is Quick & Painless


A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).


We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The VA Loan Process in Fort Myers Florida

Here’s how our home loan process works:


  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs. 

Get your FREE quote on a VA Loan with a mortgage lender in Fort Myers FL & save thousands of dollars per year.

CONTACT 

jutnage@topflitefinancial.com

Palm Harbor FL  Office

30522 US 19 N. Suite 107, 34684

(239) 232-8422


Joni Utnage: Mortgage Broker in Fort Myers FL- NMLS# 689931

Sunday CLOSED

Monday 9AM-7PM

Tuesday 9AM-7PM

Wednesday 9AM-7PM

Thursday 9AM-7PM

Friday 9AM-7PM

Saturday 9AM-7PM

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By providing the requested information and clicking "Submit", I provide my signature expressly consenting to contact from Joni Utnage and or Academy Mortgage Corp or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.

FHA approved lender - Joni Utnage – NMLS #: 689931-Top Flite Financial, Inc, NMLS#4181 is not affiliated with any government agency, including the VA, FHA, or the HUD.

Pre-Qualification Disclaimer: Our partners’ pre-qualification form is a self-assessment tool to determine whether your business may be qualified for the application process, and is not an application for, nor a guarantee of credit. A completed application must be provided for underwriting review before a loan decision can be made. This page does not in any way promote any mortgage or auto loans, and it does not contain any type of credit card applications. It also does not affect your credit score.

APR interest rates can range from 3.1% to 9.9 % and are largely dependent on your personal current situation, including but not limited to credit rating and history, your monthly salary, and your debt to income ratio.

Joni Utnage,  NMLS# 689931, Top Flite Financial, Inc. NMLS#4181

Florida Residential Mortgage Licensee. Rates, prices, and programs are subject to change and the market conditions. All borrowers' information is kept confidential and has the ability to apply for a mortgage loan.

Equal housing lender.

Corporate office: Top Flite Financial, Inc 201 School St., Suite 200,  Williamston, MI 48895 NMLS#4181

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